pmfme.mofpi.gov.in Pmfme loan Govt Scheme Apply (Online Application), Subsidy

Official Web portal : pmfme.mofpi.gov.in Pmfme loan Govt Scheme Apply (Online Application), Subsidy 59 Minutes Loan, Pm Fme loan Application Form Get Now.  PM Formalisation of Micro Food Processing Enterprises Scheme

Pmfme Loan Scheme Apply

pmfme.mofpi.gov.in Pmfme loan Govt Scheme Apply (Online Application), Subsidy

The Indian food processing industry is highly diverse, catering to a wide range of food products. There are approximately 25 lakh food processing units operating within the unorganised sector, which account for 74% of employment in this industry. Despite their significant contribution, these unorganised sectors have long faced numerous challenges.

To address these issues, the Government of India, through the Ministry of Food Processing Industry (MoFPI), launched the Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME) scheme. This initiative aims to support and formalise the unorganised food processing sector. Continue reading to learn more about the PMFME scheme, including its benefits, eligibility criteria, and other essential details.

Salient Features of the Scheme :
Common Infrastructure :
  • Target groups: FPOs, FPCs, Cooperatives, SHG federations, Government Agencies.
  • Purpose: Establish or enhance food processing lines with common infrastructure, value chains, or incubation centres.
  • Subsidy: Credit-linked capital subsidy at 35% of the eligible project cost (up to Rs. 10 Crore), with a maximum subsidy of Rs. 3 Crore.
Credit Linked Subsidy :
  • Eligible entities: Individuals, proprietorships, partnerships, FPOs, NGOs, cooperatives, SHGs, Pvt. Ltd. companies.
  • Purpose: Upgrade existing units or set up new ones.
  • Subsidy: Credit-linked capital subsidy at 35% of the eligible project cost, with a maximum of Rs. 10 Lakhs per unit.
ODOP (One District One Product) :
  • Aim: Leverage scale benefits in procurement, common services, and product marketing.
  • Scope: Framework for value chain development and support infrastructure alignment.
  • Coverage: Approved for 713 districts across 35 States/UTs, featuring 137 unique products.
Seed Capital for SHGs :
  • Purpose: Provide working capital and funds for small tools.
  • Subsidy: Seed capital at Rs. 40,000 per SHG member, up to Rs. 4 Lakhs per SHG.
  • Distribution: Given as a grant to the SHG Federation by SRLM/SULM through SNA for loans to SHG members.
Marketing & Branding :
  • Support: 50% financial grant for branding and marketing.
  • Beneficiaries: Groups of FPOs, SHGs, cooperatives, or SPVs of micro food processing enterprises.
  • Objective: Promote existing or proposed brands and market processed food products.
Capacity Building :
  • Focus : Training on Food Processing Entrepreneurship Development Programme.
  • Beneficiaries : PMFME scheme participants.
PMFME Application Form :
Application Methods : Apply online or offline.
Offline Forms :
  • Farmer Producer Companies (FPC)
  • Cooperative societies
  • Common infrastructure
  • Self-Help Groups (SHGs)

Online Application Process :
  • Visit the official PMFME website – pmfme.mofpi.gov.in
  • Click on ‘Login’ and then ‘Applicant Registration‘.
  • Enter the required details and click ‘Register’.
  • Log in by selecting ‘Login’ and ‘Applicant Login’.
  • Enter User ID and password, then click ‘Submit’.
  • From the dashboard, choose ‘Apply Online’.
  • Complete the applicable form with all necessary details and click ‘Submit’.
PMFME Scheme List :
1. Common Infrastructure Development :

Eligibility Criteria :

  • FPOs, cooperatives, and SHGs should be involved in processing ODOP produce for a minimum of three years.
  • FPOs and cooperatives must have a minimum turnover of Rs. 1 crore, with the project cost not exceeding the present turnover.
  • SHGs, cooperatives, and FPOs should have internal resources to cover 10% of the project cost and margin money for working capital.
Common Infrastructure Development
Support for  – Farmer Producer Organizations (FPOs)
– Farmer Producer Companies (FPCs)
– Cooperatives
– Self-Help Groups (SHGs) and their subsidiaries
– Private enterprises and government agencies
Infrastructure includes  – Incubation centres
– Cold storage
– Warehouses
– Laboratories
Eligibility considerations – Viability gap
– Lack of private investment
– Value chain complexity
– Overall sector benefits
Financial support – Credit-linked capital subsidy for capital investment

 

2. Branding and Marketing

Eligibility Criteria :

  • The branding and marketing proposal should be related to ODOP.
  • The minimum turnover of the product should be Rs. 5 crore.
  • The final product should be sold to consumers in retail packs.
  • Products and producers should be scalable to larger levels.
  • The entity should possess management and entrepreneurship capabilities for promotion.
Branding and Marketing
Support for – FPOs
– Cooperatives
– SHGs
– Special Purpose Vehicles (SPVs) of micro food processing enterprises
Areas covered – Common packaging development
– Standardisation
– Branding with quality control
– Adherence to food safety protocols
Responsible organisations – National Agriculture Cooperative Marketing Federation of India (NAFED)
– Tribal Cooperative Marketing Federation of India (TRIFED)
Financial support – Up to Rs. 5 lakhs from State Nodal Agency for Detailed Project Report (DPR) preparation
3. Capacity Building and Research :

Eligibility Criteria :

  • Individual units and groups receiving support for capital investment are eligible.
  • Other existing units and groups processing ODOP products in the districts are eligible.
  • Groups receiving support for marketing and branding are eligible.
Capacity Building and Research
Training for: – Individuals receiving grants
– Institutions receiving grants
National-level training organisations: – National Institute for Food Technology Entrepreneurship and Management
– Indian Institute of Food Processing Technology
State-level technology institutes: – Selected by state governments to conduct necessary training

 

4. Food Processing Units  :

Eligibility Criteria :

  • Individuals or partnership firms with ownership rights of the enterprise are eligible.
  • Existing micro food processing units in operations are eligible.
  • Existing micro food processing units verified by the resource person are eligible.
  • Applicants should be above 18 years old and possess at least VIII standard pass educational qualification.
  • Only one person from one family is eligible for financial assistance, including self, spouse, and children.
 Food Processing Units 
Support for : – Unorganised micro food processing units
– Members engaged in micro food processing
Purpose – Expansion
– Technology upgradation

 

5. Seed Capital for SHGs  :

Eligibility Criteria :

  • Only SHG members currently engaged in food processing are eligible.
  • SHG members must commit to utilizing the amount for working capital and purchasing small tools and make a commitment to the SHG federation and SHG.
Seed Capital for SHGs 
Support for – Members of SHGs engaged in food processing
Uses – Purchase of small tools
– Working capital
Financial Support – Provided at the federation level of SHGs
– Extended as loans to members through SHGs

 

PMFME Scheme Details :
  • Full Form : Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME) scheme.
  • Purpose : A one-stop solution to formalize the Indian food sector.
  • Implementing Ministry : Ministry of Food Processing.
  • Objective : Supports the ‘Vocal for Local’ campaign.
  • Launched under Atmanirbhar Bharat Abhiyaan in 2020.
  • Duration : 5 years (2020-21 to 2024-25).
  • Increase and formalize micro-enterprises in the food processing sector.
  • Special support for Farmer Producer Organizations (FPOs), producer cooperatives, and Self-Help Groups (SHGs).
  • Centrally sponsored with an outlay of Rs. 10,000 crores over 5 years.
  • 60:40 ratio between central and state governments.
  • 90:10 ratio in North-Eastern and Himalayan states.
OFFICIAL WEBSITE >> PMFME >> pmfme.mofpi.gov.in

Click Here to Apply Online for Pmfme Loan Scheme 2024.

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7 thoughts on “pmfme.mofpi.gov.in Pmfme loan Govt Scheme Apply (Online Application), Subsidy”

    • ha Apply kare aur sath me AIF ka bhi labh le, Agar Gujarat ke honge to handhold support bhi kar dunga.

      Ajay Kumar Sharma
      SPMU, Gujarat

      Reply

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