⁠pmfby.gov.in login : Pradhan Mantri Fasal Bima Yojana 2024 Registration [Apply Online]

Official Web Portal : ⁠pmfby.gov.in login : Pradhan Mantri Fasal Bima Yojana 2024 Registration [Apply Online].

⁠Pradhan Mantri Fasal Bima Yojana 2024

The Prime Minister’s Crop Insurance Scheme was established to safeguard farmers nationwide. This initiative provides insurance coverage to farmers in case of crop damage, ensuring they receive compensation if their crops fail. It replaces two earlier initiatives: the National Agricultural Insurance Scheme and the Modified Agricultural Insurance Scheme, both of which had notable limitations. A significant drawback of the previous schemes was their lengthy claim procedures, which created substantial challenges for farmers seeking compensation for crop losses. The Prime Minister’s Crop Insurance Scheme was created to resolve these difficulties and simplify the claims process. Farmers interested in this scheme should read this article carefully for comprehensive information.

Pradhan Mantri Fasal Bima Yojana 2024 :

Launch and Overview :

• The Pradhan Mantri Fasal Bima Yojana (PMFBY) started on May 13, 2016, by Prime Minister Narendra Modi in Sehore, Madhya Pradesh.
• This program offers insurance to farmers for crop damages.
• Premiums are kept affordable to support farmers’ financial situations.
• Since its launch, the initiative has protected 36 crore farmers.

Claims and Benefits :

• PMFBY has issued claims totaling ₹1.8 lakh crore so far.
• The program aims to support as many farmers as possible for losses from natural disasters.
• A “Mitra Campaign” will soon distribute crop insurance policies directly to farmers.

Objectives of the Scheme :

• The main aim is to provide financial help to farmers hit by natural disasters, promoting modern farming methods and ensuring steady income.
• The government offers compensation based on the level of crop loss.

Claim Reporting :

• Farmers must report crop damage to the Agriculture Department within 72 hours.
• A written complaint detailing the loss should submitted to the District Administration’s Agriculture Department.
• Upon receiving the complaint, actions will taken, and the insurance company will notified to process the claim.

Claim Amounts :

• Claims for different crops under the scheme include:
  • Cotton: Up to ₹36,282 per acre
  • Rice: Up to ₹37,484 per acre
  • Pearl Millet: Up to ₹17,639 per acre
  • Maize: Up to ₹18,742 per acre
  • Green Gram: Up to ₹16,497 per acre
• Claim amounts are transferred to the farmers’ bank accounts after verifying damage.

Information About Pradhan Mantri Fasal Bima Yojana :

Scheme Name	Pradhan Mantri Fasal Bima Yojana
Launched By	Prime Minister Narendra Modi
Date of Launch	May 13, 2016
Ministry	Ministry of Agriculture and Farmers Welfare
Beneficiaries	Farmers throughout the country
Objective	To provide compensation for crop-related losses
Maximum Claim Amount	₹2 lakhs
Application Process	Available online and offline
Official Website	pmfby.gov.in

 

Key Points of Pradhan Mantri Fasal Bima Yojana :

• Coverage for crop damage caused by natural disasters.
• Premium rates:
  • Rabi crops: 1.5%
  • Kharif crops: 2%
  • Commercial and horticultural crops: 5%
• Affordable premiums, especially for self-enrolled farmers.
• The government covers most premiums to aid all farmers in recovering from losses.
• Claims can made for damage within 14 days post-harvest.
• Use of technology to speed up claim settlements.
• Managed by the Agriculture Insurance Company of India.
• Budget allocation of ₹5550 crore for the 2016-17 period.
• Insurance provided to 36 crore farmers since the beginning of the scheme.

Crops Covered Under PM Fasal Bima Yojana :

• Food Crops: Rice, wheat, millet, etc.
• Annual Commercial Crops: Cotton, jute, sugarcane, etc.
• Pulses: Pigeon pea, chickpea, peas, lentils, soybean, mung bean, urad bean, cowpea, etc.
• Oilseeds: Sesame, mustard, castor, safflower, groundnut, soybean, sunflower, rapeseed, linseed, Niger seeds, etc.
• Horticultural Crops: Banana, grapes, potatoes, onions, cassava, cardamom, ginger, turmeric, apples, mangoes, oranges, guavas, lychees, papayas, pineapples, sapodillas, tomatoes, peas, cauliflower.

How to Register for PM Fasal Bima Yojana Online ?

• Visit the official PMFBY website.
• Access the homepage displayed.
• Click on “Farmer Corner Apply for Crop Insurance yourself.”
• The Farmer Application page will open.
• Select “Guest Farmer.”
• Fill out the registration form with required details, including farmer and residential information, farmer ID, and account details.
• Enter the CAPTCHA code provided.
• Click the “Submit” button to complete registration.

Offline Application Process for PM Fasal Bima Yojana :

1. Visit a Nearby Bank: Go to the closest bank.
2. Obtain Application Form: Request the application form for PM Fasal Bima Yojana.
3. Fill Out the Form: Carefully provide all the required information in the form.
4. Attach Documents: Include the necessary documents requested in the form.
5. Submit the Form: Return the completed form to the bank.
6. Receive Receipt: Get a receipt for your application and keep it for future reference.
7. Alternative Options: You may also apply offline at a nearby Common Service Center or insurance company.

Checking Crop Insurance Amount and Premium under PMFBY :

1. Visit the Official Website: Access the official PM Fasal Bima Yojana website.
2. Access the Home Page: The homepage will display.
3. Select Premium Calculator: Click on the “Insurance Premium Calculator” option.
4. Open the Calculator Page: A new page will open.
5. Enter Details: Input the necessary information, such as:
   • Crop Season (Rabi/Kharif)
   • Year
   • Scheme Name
   • State Name
   • District
   • Crop Type
6. Enter Field Area: Provide the field area measured in hectares.
7. Calculate: Press the “Calculate” button.
8. View Results: The details regarding your crop insurance amount and premium will appear.

Eligibility Criteria :

1.  Applicants: Only Indian farmers may apply.

2. Eligibility: Farmers who produce notified crops as landowners or tenants in scheduled areas qualify.

3. Economic Status: Farmers from economically weaker sections are eligible.

Mandatory Documents :

• PAN Card
• Aadhaar Card
• Mobile Number
• Caste Certificate
• Income Certificate
• Birth Certificate
• Passport Size Photo
• Bank Account Details
• Email ID
• Domicile Certificate

How to Download the PMFBY District Wise / Village Wise List (2024) ?

• Visit the official website at – pmfby.gov.in
• Select the “Village Wise List” button on the homepage.
• Choose your State, District, Village, and Block.
• Enter your application number in the designated field.
• Click the “Submit” button.
• The PMFBY Village Wise List will displayed on your screen.

Downloading the PM Fasal Bima Yojana Mobile App :

1. Go to Play Store: Open the Google Play Store on your mobile device.
2. Search for the App: Enter “Crop Insurance” in the search field.
3. Select the Official App: Choose the official app from the results.
4. Install the App: Click on the “Install” button.
5. Download and Install: Wait for the app to complete downloading and installation on your mobile.
6. Use the App: After installation, access various services related to crop insurance, including registration, premium information, and claims.

Guide to Check PMFBY Application Status (2024) :

a. Visit the official PMFBY portal website.

b. Scroll down the homepage and click on the “Application Status” button.

c. Enter your receipt number in the provided space.

d. Click the “Check Status” button.

e. Your application details will shown on the screen.

Official Website << pmfby.gov.in >> Pradhan Mantri Fasal Bima Yojana