⁠www.npci.org.in Upi : Npci Aadhaar Seeding (link) Process : [email protected]

Official Website : ⁠www.npci.org.in Upi : Npci Aadhaar Seeding (link) Process : [email protected]

Npci Aadhaar Seeding (link) Process :

• NPCI, established by RBI and IBA in 2008, promotes electronic payments.
• Manages systems like NFS and IMPS.
• Innovations include BBPS and UPI for simplified payments.
• NPCI initiated Aadhaar-linked bank accounts for all citizens.
• Banks provide OTP-based Aadhaar e-KYC via Aadhaar-enabled devices.

www.npci.org.in Upi : Npci Aadhaar Seeding (link) Process : [email protected]

The Reserve Bank of India (RBI) and the Indian Banks Association (IBA) founded the National Payments Corporation of India (NPCI) in 2008. It is a key player in the advancement of electronic payments in the nation. Key systems including the National Financial Switch (NFS) and Immediate financial Service (IMPS), which are essential to India’s financial infrastructure, are managed by NPCI, which also acts as a safe platform for a variety of digital transactions. In order to further facilitate electronic payments for all citizens, NPCI has also introduced innovations like the Unified Payment Interface (UPI) and Bharat Bill Payment System (BBPS).

Aadhaar seeding further improves the effectiveness of lending and other financial operations in the world of increased digital risk. It has a very significant function, making the regularity of direct benefit transfers such as scholarships, fellowships or subsidies easier. When you connect your Aadhaar number to your bank account, transactions in transferring such benefits become easier and safer.

Most of the students and teachers writing to the UIDAI department end up doing so because they do not understand the concept of Aadhaar seeding or mapping. To enable the students get their scholarships, the guide gives important details on Aadhaar seeding and mapping to link one’s Aadhaar number with their bank account.

Key Points on Aadhaar Seeding :

• Government Mandate : There is mandatory Aadhaar linkage for all scholarships, subsidies, and fellowships, which are being provided and disbursed by the Government of India. For the cash transfer to the beneficiary’s bank account, Aadhaar linked to the beneficiary account.
• Role of Aadhaar : Aadhaar acts as reference number as regards disbursement of grants under different schemes. It lets for safe and immediate transfer of the scholarship benefits directly into the applicants’ bank accounts.
• Linking Process : It replaces necessary documents with your Aadhaar number. When banking services are linked to an Aadhaar number, the bank validates the information supplied. Your Aadhaar number is verified and then mapped and seeded with the NPCI mapper once you have been approved.
• Objectives of Aadhaar Seeding :To ensure safe and effective transfer of benefits in relation to the growing transfer of ownership of cattle in Kenya.
  For the purpose of effecting disbursement of government funds into the beneficiary’s bank account.

NPCI Aadhaar Link Bank Account :

• A significant step has been taken to ensure that every Indian has a bank account linked to their Aadhaar number.
• NPCI has asked all banks to use a one-time password (OTP) for the Aadhaar e-KYC service.
• This e-KYC service can be performed using devices that support Aadhaar.

NPCI Link to Aadhaar Card for Bank Account :

• The goal of this initiative is to make it easier for people to link their Aadhaar with their bank accounts.
• Banks are encouraged to adopt OTP-based Aadhaar e-KYC services for verifying accounts.
• Aadhaar-enabled devices will help make this process secure and efficient.

Aadhaar Seeding Process :

Aadhaar seeding is essential for obtaining Direct Benefit Transfers (DBT) from various government initiatives. The steps to complete the Aadhaar seeding process are as follows :

• Visit your bank branch where your account is held.
• Submit a properly completed consent form, known as Annexure I.

Verification and Acknowledgement :

• Bank personnel will verify the submitted details, documents, and the validity of your signature.
• Upon successful verification, the bank will accept the Aadhaar seeding consent form and issue an acknowledgment.

Linking Aadhaar Number : The bank will connect your Aadhaar number to your account and ensure it is updated in the NPCI mapper.

Completion : Following the linking procedure, your Aadhaar number will visible in the NPCI mapper.

NPCI Bharat Aadhaar Seeding Enabler (BASE) Platform :

NPCI has launched the Bharat Aadhaar Seeding Enabler (BASE) platform to support Direct Benefit Transfers (DBT) by enabling citizens to complete various tasks online. The following activities can carried out on the BASE platform:

Available Activities :

• Check Aadhaar Seeding Status
• Aadhaar Seeding (coming soon)
• Aadhaar De-seeding (coming soon)
• Transfer Aadhaar from One Bank to Another (coming soon)

How to Use the BASE Facility ?

1. Visit the Website : Go to npci.org.in
2. Access the Consumer Tab : Click on the ‘Consumer’ tab located on the homepage.
3. Select Bharat Aadhaar Seeding Enabler (BASE) : Click on the option for ‘Bharat Aadhaar Seeding Enabler (BASE).’
4. Check or Retrieve Aadhaar Information : Use the dropdown menu to check your Aadhaar mapping status or to view your Aadhaar mapping history.

For Offline Aadhaar Linking Status Check :

If you lack internet access, you can verify your Aadhaar linking status through your bank by following these steps:

• Dial USSD Code: Using a mobile number registered with UIDAI, dial 9999*1#.
• Enter Aadhaar Number: Input your 12-digit Aadhaar number and confirm the linking status when prompted.

Important Notes : Linking Aadhaar to your bank account is not mandatory if you do not seek government benefits or services.

Guide to Verify NPCI Aadhaar Link Bank Account Online :

You can easily check if your Aadhaar is connected to your bank account through the official UIDAI website by following these steps:

• Access the UIDAI Website: Go to the official UIDAI website.
• Check Aadhaar Linking Status: Click on ‘Check Aadhaar/Bank Linking Status’ under the ‘My Aadhaar’ menu, then select ‘Aadhaar Services.’
• Enter Aadhaar Information: Provide your 12-digit Aadhaar number or your 16-digit Virtual ID.
• Submit Security Code and OTP: Input the security code shown on the screen and click ‘Send OTP.’ Enter the OTP sent to your registered mobile number to view the linking status.

Key Information Regarding NPCI Aadhaar Linking :

• Requirement for Benefits: Linking your Aadhaar card to your bank account is critical for accessing various government benefits.
• Efficient DBT: Direct Benefit Transfers (DBT) from government programs are processed more quickly when Aadhaar linked.
• Transaction Monitoring: Linking Aadhaar facilitates transaction tracking and mitigates the risk of untraceable transactions, which helps prevent fraud.
• Single Bank Account Linking: You may link only one bank account to your Aadhaar card.
• Charges for Multiple Accounts: Linking additional bank accounts to your Aadhaar could result in subsidy charges.
• Active Status: It is important to ensure your NPCI Aadhaar link status is active to avoid incurring extra fees for unlinked accounts.

Know how to Check Bank Account – Aadhar Seeding Status :

If you need to confirm whether your Aadhaar is linked to your bank account, you have several methods available for verification :

On the NSP Platform

• Visit the NSP Website : First of all, open the officially designed and developed National Scholarship Portal site.
• Select Student Option: On the homepage go to the ‘Student’ option.
• Navigate to Aadhaar Seeding: Go to the new page at the end of page click on the ‘Aadhaar Seeding’ link that is available in the lower part of the page.

On the official website of the UIDAI also known as the Aadhaar

• Go to UIDAI’s Bank Mapper Page:Go to UIDAI’s Bank Mapper Page : Open the official website of UIDAI and then move to the Bank Mapper page.
• Enter Details : Aadhaar number or the virtual ID of 16 digits or the 12 digit Aadhaar number combined with the security code ought to presented.
• Request OTP : To proceed further, you have to click the link ‘Send OTP’ and the one-time password number will sent to the mobile number you registered.
• Verify Status : To check Aadhaar-bank linking status, one needs to enter OTP and get the following details: Aadhaar number (masked), linking status (active/inactive), linking date, and name of the bank.

Additional Methods :

Via Phone Call :

• Dial 9999*1# : Dial the given number, using the registered phone number with Aadhaar to get your Aadhaar number correction done.
• Enter Aadhaar Number : After that, the user is required to enter his or her 12 digit Aadhaar number.
• Verify Status : Your Aadhaar-bank linking status will shown in the system.

Through the mAadhaar App :

• Open the mAadhaar App: If you have an account, then enter your details to log in to the application.
• Select ‘My Aadhaar’ : Select the ‘Aadhaar-Bank Account Link Status’ option.
• Request OTP : Type in your Aadhaar number, typed the security code, then click on the button that says ‘Request OTP’.
• Verify OTP : After completing the linking process, a one-time password or OTP will sent to the registered mobile number; to check linking status, enter the OTP and click on ‘Verify’.

 

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