प्रधानमंत्री पशु किसान क्रेडिट कार्ड योजना

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प्रधानमंत्री पशु किसान क्रेडिट कार्ड योजना

The Government of India has initiated the Pashu Kisan Credit Card Yojana in 2022 with the aim of doubling farmers’ income. This scheme specifically targets livestock farmers, providing them with specialized credit cards known as Pashu Credit Cards. Through this program, livestock farmers can strengthen their financial resources and enhance their livestock businesses without the need to borrow money from external sources.

This article aims to provide all essential information related to the Pashu Kisan Credit Card Yojana, including its objectives, benefits, features, eligibility criteria, required documents, and application procedures. Familiarizing yourself with this information can enable you to effectively leverage the benefits of the Pashu Kisan Credit Card Yojana in 2024. If you are involved in livestock farming and previously relied on borrowing money for your livestock activities, this scheme eliminates that need by offering a structured financial support system tailored for livestock farmers.

Scheme Name Pashu Kisan Credit Card
Launched By Haryana Government
Beneficiaries Livestock farmers in Haryana
Objective Promote growth in livestock farming business in the state
Year 2024

 

Benefits of Pashu Kisan Credit Card Yojana 2024 :
  • Farmers under this scheme can obtain loans without pledging anything as collateral.
  • Farmers issued with the credit card can use it at banks similar to a debit card.
  • Under the Pashu Kisan Credit Card Yojana, livestock farmers can receive loans of ₹ 60,249 per buffalo and ₹ 40,783 per cow.
  • Cardholders can avail loans up to ₹ 1.60 lakh without the need for collateral security.
  • Livestock farmers will receive loans from all banks at an annual interest rate of 7%, with a 3% interest rebate for timely repayments.
  • Those involved in animal husbandry and needing more than three lakhs will be able to avail a loan with an interest rate of twelve percent.
  • It is obligatory to repay the interest amount within one year, after which the next amount will be paid.
Top Banks Providing Pashu Kisan Credit Card :
  • State Bank of India
  • Punjab National Bank
  • HDFC Bank
  • Axis Bank
  • Bank of Baroda
  • ICICI Bank, and others
Loan Amounts under Pashu Kisan Credit Card Scheme :
  • For cows – ₹ 40,783/-
  • For buffaloes – ₹ 60,249/-
  • For sheep and goats – ₹ 4,063/-
  • For poultry farming – ₹ 720/-
Interest Rates for Pashu Kisan Credit Card :

In the state, there are 1.6 million families who own milch animals. All these animals are being tagged. If you wish to avail benefits from this scheme, you can apply under the Pashu Kisan Credit Card scheme. Upon application, you will be provided with the Pashu Kisan Credit Card. Typically, banks provide loans at an interest rate of 7%. However, under the Pashu Kisan Credit Card scheme, livestock farmers will only pay 4% interest. Additionally, the central government offers a 3% discount. Farmers can borrow up to ₹300,000. The objective of the Pashu Kisan Credit Card scheme 2024

How to Apply for Pashu Kisan Credit Card 2024 ?

Interested beneficiaries from Haryana state who wish to avail the benefits of the Pashu Credit Card under this scheme will need to visit their nearest bank branch to apply.

  • First, gather all necessary documents (PAN Card, Proof of identity, Proof of Residence and 02 latest photograph of applicant) and visit nearest bank.
  • Obtain the application form from the bank and carefully fill in all required information.
  • Attach copies of documents such as Aadhaar card, PAN card, Voter ID card, etc., along with the application form.
  • Submit the completed application form along with the verified documents to the bank officer.
  • After verification of the application form, the Pashu Kisan Credit Card will be issued within 1 month.
Objective of Pashu Kisan Credit Card Scheme 2024 :

As you know, in rural areas, alongside farming, people also rear livestock. Sometimes, farmers need to sell their animals to meet their needs, and sometimes animals fall ill. Due to lack of money, farmers are unable to get them treated. Taking into account all these issues, the state government has launched the Pashu Kisan Credit Card scheme. Through this scheme, farmers can take loans to better care for their animals. This initiative aims to promote livestock farming in the state and develop agriculture and animal husbandry businesses similar to modernized countries.

Documents Required for Pashu Kisan Credit Card Yojana 2024 (Eligibility) :
  • The applicant must be a permanent resident of the state of Haryana.
  • Health certificates of the animals are required.
  • Loans will only be provided on animals that are insured.
  • The applicant must have a clean civil record.
  • Documents required: Aadhaar card, PAN card, Voter ID card, mobile number, passport-sized photo.
Eligibility for Pashu Kisan Credit Card Yojana :
  • To avail the benefits of the Pashu Kisan Credit Card Yojana, it is necessary to be a citizen of India.
  • You must be a farmer to benefit from the Pashu Kisan Credit Card Yojana.
  • Applicants must be at least 18 years old to qualify for the Pashu Kisan Credit Card Yojana.
  • Ownership of land is essential for availing the benefits under the Pashu Kisan Credit Card Yojana.
How to Apply for Pashu Kisan Credit Card ?
  • If you are involved in dairy farming and buffalo rearing and specifically if you are a farmer, you can apply for this card by visiting your nearest bank.
  • Upon visiting your nearest bank, you will receive all the necessary information about this card and guidance on how to apply.
  • This card can assist you in various ways to support your farming activities.

 

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